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InCharge Debt Solutions is a national non-profit credit counseling agency offering confidential budget counseling, debt management, housing counseling, bankruptcy counseling and financial education programs to consumers, including military personnel serving overseas.

Operates legal clinics providing free 30 minute consultations with an attorney on debt and bankruptcy issues. Volunteer bankruptcy lawyers meet individually with debtor clients who are considering or have already applied for bankruptcy as well as those who need assistance with other debt issues. Assists Chapter 7 and Chapter 13 litigants. Clinic attorneys can: - Determine whether the client has a legal problem - Suggest possible options - Help answer papers, summons and requests - Provide appropriate referrals Clinic attorneys are specialized in areas of debt and bankruptcy law. Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters. To apply for an appointment: Fill out the online Client Intake Form on website. Those who cannot use the client intake form may call and leave a message with name, phone number, and a brief description of their legal issue.

Hosts a legal clinic specifically designed to address the needs of lesbian, gay, bisexual, and transgender individuals and couples. This clinic is run by QLaw Foundation in partnership with the King County Bar Association. The clinic is open to everyone regardless of sexual orientation or gender identity. At the clinic, an attorney will meet with clients for 30 minutes and provide individualized legal advice and information. Clinic attorneys will answer questions and provide information in a variety of areas including family law, immigration, debt and bankruptcy, divorce/dissolution, employment discrimination, and transgender legal issues.

Certified counselors will assess clients' financial situations, develop a spending plan, and create a plan for debt repayment. A debt consolidation plan may help: -  Reduce interest rates -  Waive late fees -  Lower monthly payments -  Eliminate collection calls   With a debt consolidation plan, clients make one monthly deposit which is then disbursed to each of their creditors. Most plans are structured so clients can be debt free in 60 months or less.

Provides free online learning communities and counseling resources to help service members with financial challenges during and after transitioning. Helps service members and families achieve their goals.